Gemstone

A gemstone is a piece of mineral, which, in cut and polished form, is to make jewelry or other adornments. However, certain rocks and organic materials are not minerals, but are for jewelry, and are therefore often gemstones as well. Most gemstones are hard, but some soft minerals are in jewelry because of their luster or other physical properties that have aesthetic value. Rarity is another characteristic that lends value to a gemstone. Apart from jewelry, from earliest antiquity until the 19th century engraved gems and hard stone carvings such as cups were major luxury art forms the carvings of Carl Faberge were the last significant works in this tradition. The traditional classification in the West begins with a distinction between precious and semi-precious stones; similar distinctions are in other cultures. In modern usage, the precious stones are diamond, ruby, sapphire and emerald, with all other gemstones being semi-precious. Other stones are by their color, translucency and hardness. The traditional distinction does not necessarily reflect modern values, for example, while garnets are relatively inexpensive, a green garnet called Tsavorite, can be far more valuable than a mid-quality emerald. Another term for semi-precious gemstones used in art history and archaeology is hard stone. In modern times gemologists, who describe gems and their characteristics using technical terminology specific to the field of gemology, identify gemstones. The first characteristic a gemologist uses to identify a gemstone is its chemical composition. For example, diamonds are made of carbon and rubies of aluminum oxide. Next, many gems are crystals which are classified by their crystal system such as cubic or trigonal or monoclinic. For example diamonds, which have a cubic crystal system, are often as octahedrons. Gemstones are into different groups, species, and varieties. Ruby is the red variety of the species corundum, while any other color of corundum is sapphire. Emerald (green), aquamarine (blue), red beryl (red), goshenite (colorless), heliodor (yellow), and morganite (pink) are all varieties of the mineral species beryl. Gems are in terms of refractive index, dispersion, specific gravity, hardness, cleavage, fracture, and luster. They may exhibit pleochroism or double refraction. They may have luminescence and a distinctive absorption spectrum. There is no universally accepted grading system for gemstones. Diamonds are using a system developed by the Gemological Institute of America (GIA) in the early 1950s. Historically, all gemstones were using the naked eye. The GIA system included a major innovation: the introduction of 10-x magnification as the standard for grading clarity. Other gemstones are still using the naked eye. A mnemonic device, the color, cut, clarity and carat, has been to help the consumer understand the factors used to grade a diamond. With modification, these categories can be useful in understanding the grading of all gemstones. The four criteria carry different weight depending upon whether they are to colored gemstones or to colorless diamond. In diamonds, cut is the primary determinant of value, followed by clarity and color. Diamonds are to sparkle, to break down light into its constituent rainbow colors chop it up into bright little pieces and deliver it to the eye (brilliance). In its rough crystalline form, a diamond will do none of these things; it requires proper fashioning cut. In gemstones that have color, including colored diamonds, it is the purity and beauty of that color that is the primary determinant of quality. Physical characteristics that make a colored stone valuable are color, clarity to a lesser extent cut, unusual optical phenomena within the stone such as color zoning, and Astoria (star effects). The Greeks, for example, greatly valued Astoria in gemstones, which were as a powerful love charm, and Helen of Troy was to have worn star-corundum. Aside from the diamond, the ruby, sapphire, emerald, pearl and opal have also been precious. Up to the discoveries of bulk amethyst in Brazil in the 19th century, amethyst was a precious stone as well, going back to ancient Greece. Even in the last century, certain stones such as aquamarine, peridot and cat's eye have been popular as precious. Many gemstones are in even the most expensive jewelry, depending on the brand name of the designer, fashion trends, market supply, treatments etc. Nevertheless, diamonds, rubies, sapphires and emeralds still have a reputation that exceeds those of other gemstones. Rare or unusual gemstones, generally meant to include those gemstones, which occur so infrequently in gem quality that they are scarcely except to connoisseurs, include andalusite, axinite, cassiterite, clinohumite and red beryl. Gem prices can fluctuate heavily. In general, per carat, prices of larger stones are higher than those of smaller stones, but popularity of certain sizes of stone can affect prices.

Notary Public

A notary public or notary or public notary in the common law world is a public officer constituted by law to serve the public in non-contentious matters usually concerned with estates, deeds, powers-of-attorney, and foreign and international business. A notary's main functions are to administer oaths and affirmations, take affidavits and statutory declarations, witness and authenticate the execution of certain classes of documents, take acknowledgments of deeds and other conveyances, protest notes and bills of exchange, provide notice of foreign drafts, prepare marine or ship's protests in cases of damage, provide exemplifications and notarize copies, and perform certain other official acts depending on the jurisdiction. Any such act is known as a notarization. The term notary public only refers to common-law notaries and should not be confused with civil-law notaries.

With the exceptions of Louisiana, Puerto Rico, Quebec, whose private law is based on civil law, and British Columbia, whose notaries tradition stems from scrivener notary practice, a notary public in the rest of the United States and most of Canada has powers that are far more limited than those of civil-law or other common-law notaries, both of whom are qualified lawyers admitted to the bar: such notaries may be referred to as notaries-at-law or lawyer notaries. Therefore, at common law, notary’s service is distinct from the practice of law, and giving legal advice and preparing legal instruments is forbidden to lay notaries such as those appointed throughout most of the United States of America.

Notaries are appointed by a government authority, such as a court or lieutenant governor, or by a regulating body often known as a Society or Faculty of Notaries Public. For lawyer notaries, an appointment is usually for life, while lay notaries are usually commissioned for a briefer term, with the possibility of renewal.

In most common law countries, appointments and their number for a given notaries district are highly regulated. However, since the majority of American notaries are lay persons who provide officially required services, commission numbers are not regulated, which is part of the reason why there are far more notaries in the United States than in other countries 4.5 million vs. approx. 740 in England and Wales and Approx. 1,250 in Australia and New Zealand. Furthermore, all U.S. and some Canadian notary’s functions are applied to domestic affairs and documents, where fully systematized attestations of signatures and acknowledgment of deeds are a universal requirement for document authentication. By contrast, outside North American common law jurisdictions, notaries practice is restricted to international legal matters or where a foreign jurisdiction is involved, and almost all notaries are also qualified lawyers.

For the purposes of authentication, most countries require commercial or personal documents which originate from or are signed in another country to be notarized before they can be used or officially recorded or before they can have any legal effect. To these documents a notary affixes a notaries certificate which attests to the execution of the document, usually by the person who appears before the notary, known as an appearer or constituent U.S.. In places where lawyer notaries are the norm, a notary may also draft legal instruments known as notaries acts or deeds which may have probative value and executory force, as they do in the civil law jurisdictions. Originals or duplicate originals are then filed and stored in the notary's archives, or protocol. Acts of lawyer notaries in general do not have this executory force.

Notaries are generally required to undergo special training in the performance of their duties. Some must also first serve as an apprentice before being commissioned or licensed to practice their profession. In many countries, even licensed lawyers, e.g., barristers or solicitors, must follow a prescribed specialized course of study and be mentored for two years before being allowed to practice as a notary e.g., British Columbia, England. However, notaries public in the U.S., of which the vast majority are lay people, require only a brief training seminar and are expressly forbidden to engage in any activities that could be construed as the practice of law unless they are also qualified attorneys. Yet, despite these apparent differences, notaries practice is universally considered to be distinct and separate from that of attorney solicitor/barrister. In England and Wales, there is a course of study for notaries who are conducted under the auspices of the University of Cambridge and the Society of Notaries of England and Wales. In the State of Victoria, Australia, applicants for appointment must first complete a Graduate Diploma of Notaries Practice which is administered by the Sir Zelman Cowen Centre in Victoria University, Melbourne.

In bi-juridical jurisdictions, such as South Africa or Louisiana, the office of notary public is a legal profession with educational requirements similar to those for attorneys. Many even have institutes of higher learning that offer degrees in notaries law. Therefore, despite their name, "notaries public" in these jurisdictions are in effect civil law notaries.